Demo accounts — click to autofill
Financier Adminfinancier.admin
Financier Analystfinancier.analyst
NiaPay
Financier Portal
Equator Trust Bank
Financier ID: fin_equatortb
Portfolio
Facility Management
Portfolio Analytics
Switch portal
Customer App
Admin / KYC
Merchant Portal
RM
Rebecca Mwende
Relationship Manager
Sign out
Facility Management
Allocate and monitor credit facilities to merchants
Total Capital Deployed
KES 184.2M
Across 9 funded merchants
Available Headroom
KES 41.8M
18.5% of facility unused
Utilisation
81.5%
7d avg 78.2%
Facilities > 90% Utilised
2
SMS alert active
Allocated Facilities
Drawdown is automated when a loan is approved against a funded merchant
MerchantFacilityTenorRateUtilisation
NPL Ratio
5.8%
Above 5% alert threshold
Expected Return (MTD)
KES 6.1M
Annualised blended rate 19.4%
Actual Collections (MTD)
KES 5.4M
88.5% of expected
Funded Loans
2,140
Active across 9 merchants
Expected vs. Actual Collections
Monthly trend, KES millions
Expected Actual
Score Distribution — Funded Loans
Portfolio credit quality
Risk Triggers
Automated alerts configured on this facility
Portfolio NPL at 5.8%, above the 5% threshold — relationship manager notified by email.
Triggered today, 07:40
Highlands AutoParts utilisation at 94% — SMS alert sent, dashboard flagged.
Triggered yesterday, 16:12
No customer defaults > KES 100,000 in the last 30 days.
Last checked 5 minutes ago